Net Worth Calculator
Calculate your net worth from your assets and liabilities.
What is the Net Worth Calculator?
Net worth is the simplest overall measure of financial position: everything you own, minus everything you owe. This tool lists both sides and calculates the difference, entirely in your browser — nothing you enter is saved or sent anywhere.
The formula
Net Worth = Total Assets − Total Liabilities.
How to use it
- List your assets: cash and savings, investment accounts, retirement accounts, real estate, vehicles, and other significant property.
- List your liabilities: mortgage balance, car loans, student loans, credit card balances, and any other debt.
- See your net worth, the difference between the two totals.
Net worth is a snapshot, not a complete financial picture — it doesn't capture income, cash flow, or how liquid (easily accessible) your assets actually are. Tracking it over time, rather than judging a single number in isolation, is usually more useful.
Want the "why" behind this tool? Read Net Worth Is a Snapshot, Not a Report Card.